nras property
Photo: Unsplash/Siddharth Bhogra.

In Australia, National Rental Affordability Scheme (NRAS) rental properties are available for low and moderate-income households – people who may find it hard to pay market rental rates.

Who can rent an NRAS property? 

If you’re a low to moderate income earner, you may be eligible to rent an NRAS rental property.

Eligibility for an NRAS property is based on a couple of factors:

  • You must provide proof of your household’s gross income over the last 12 months;
  • You must continue to provide proof of income to your tenancy manager on an annual basis; and
  • You must not exceed the relevant household income limits for your household composition.

Overall household income for an NRAS property is calculated by looking at the total income of all tenants.

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What are the household income limits for an NRAS property?

According to the DSS website, the initial household income limits for the 2021-22 NRAS year (i.e. 1 May 2021 – 30 April 2022). Please review the website for updates.

2021-22 NRAS YearInitial Income Limit
First adult$52,795
First sole parent$55,530
Each additional adult$20,198
Each child*$17,514

*Child means a person under 18 years of age who is financially dependent on an eligible tenant. If a person under 18 years of age is financially independent, they are considered an adult for NRAS purposes.

Income limits for eligible tenants are based on each household’s gross income and accommodate a range of low to moderate income earners.

Investors and their tenancy managers select tenants for NRAS properties. Tenancy managers review tenancy applications and maintain waiting lists for NRAS homes, but the dwelling owner always makes the final decision on a tenant.

Do the income limits for NRAS tenants have exceptions?

No. To be eligible to rent an NRAS property, a tenant’s gross household income must not exceed the applicable household income limit. For existing tenants, gross household income may exceed the applicable income limit.

Can I be evicted from my NRAS property?

Yes. NRAS tenants are no different from any other type of tenant. If you’re an NRAS tenant, you’re subject to the normal tenancy legislation in your respective state or territory in which the property is located.

In fact, the rights and obligations of the tenancy laws apply to you (as the NRAS tenant) and your NRAS property landlord. To retain the NRAS discount to market rent, you need to maintain the property properly.

Where can I get more information about NRAS?

For more information about NRAS, please visit the Australian Government’s Department of Social Services website.

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  1. Hi I’m trying to understand how the program works please I’m single and receive centrelink payments I have 3 children 17, 14 and 12 through share care but currently don’t have payments for them I’m looking for a place urgently