Contents Insurance

Could you live without your furniture, clothes, personal mobile or laptop or any of your stuff if something happened? If you’re renting a home in Australia (excluding the Northern Territory) and want to keep your personal possessions covered, you might want to consider taking out Contents Insurance. Contents Insurance is a low-cost insurance policy, designed especially with renters in mind. It’s insurance to cover your contents for less, and it won’t bother you with a ton of questions when you buy it. Here’s why you’ll love it:

Contents cover for renters Contents Insurance can cover your belongings and for an extra premium cover can be purchased for possessions which are temporarily removed from the rental property (for no more than 14 days) – think sunglasses, handbags, personal phones and laptops. As long as they are still in Australia during that time, you’re covered.

You’ll also have moving cover, so your insured items are protected against damage caused by fire, impact from a motor vehicle accident or theft while moving between properties. And, if for any reason you need to vacate your rental (for example, after a break-in), Contents Insurance will pay for alternative accommodation for a maximum of 30 days up to the specified benefit amount (subject to a 72 hour waiting period).

Don’t underestimate the value of everyday possessions

A lot of renters mistakenly assume that their landlord’s insurance will cover their contents. But that’s not the case. Your landlord’s insurance usually only covers the building, not your personal belongings.

A good proportion of renters told us they don’t think they have anything of value worth insuring. But replacing items after a break-in or even damage can be pricier than renters might think, especially when you add up the cost of re-purchasing the things taken for granted every day.

Insurance designed with renters in mind

We’ve done our research, and renters are concerned about the cost and value of insurance products for renters.

That’s where Contents Insurance is different. We’ve designed our contents insurance to provide cover for the things Renters want insured, without charging for unnecessary features. That means we offer low premiums and we can provide lower cover levels (from $10,000).

Getting covered is easy

No one likes to think about insurance. But a few clicks now could save you a lot of hassle later. Contents Insurance is unique because it doesn’t require you to get a quote. Just pick your level of cover, set up your payment details, and you’re immediately covered. Then you can forget about it because Contents Insurance moves with you within covered locations in Australia, just be sure to let us know when you’re moving*.

Got questions?

No dramas, we’ve got you covered. Check out our handy FAQs, or, if you can’t find the answer, get in touch with us today.

Ready to get covered?

Getting Contents Insurance is simple. Visit and select your cover plan. Contents Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020; AFSL 239687) and distributed by (Operations) Pty Ltd (ABN 23 001 642 020; Authorised Representative Number 001261938). Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Terms, conditions and exclusions apply. Certain benefits are subject to per item sub limits. Please read the Product Disclosure Statement, Key Fact Sheet and Financial Services Guide to consider whether this insurance is suitable for you. If you have any questions about Contents Insurance you can contact Chubb on 1800 958 123.

*Excludes Northern Territory. Premium amounts may change.

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Your landlord’s insurance won’t cover your stuff – here’s why

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